FAQs
How do I use this 50-state guide?
Select your state to see eligibility, documents you may need, and lender options serving your area.
Can I get funds the same day?
Some lenders may fund as soon as the same day after approval and bank verification, depending on cutoff times.
Do I need perfect credit?
No. Lenders consider income, bank activity, and ability to repay—not just credit score. Terms vary by profile and state law.